CONTACT US

We look forward to hearing from you!

Joshua Trevitt

Ronda Trevitt

Admin Team

admin@jthomeloans.com.au

Office
20/107 Wells Rd
Chelsea Heights VIC 3196

PO BOX 12040
Carrum VIC 3197

JT Home Loans

2 days ago

Lest We ForgetToday, we pause to remember and honour the brave men and women who served and sacrificed for our country.Their courage, resilience, and spirit will never be forgotten.At the going down of the sun and in the morning, we will remember them.🌺🎖️🇦🇺 #anzacday #lestweforget ... See MoreSee Less

Photo

View on Facebook

JT Home Loans

4 days ago

Labour market cools slightly — will the RBA blink in May?Australia’s unemployment rate inched up to 4.1% in March, even though 32,200 jobs were added 🇦🇺. While the job gains sound positive, total hours worked dropped by 0.5% — a sign that people might be working less, or businesses are starting to tighten up ⏳.The participation rate is up slightly (66.8%), but the mix of more workers and fewer hours is creating mixed signals for the Reserve Bank 🏦.With inflation slowly falling and global uncertainty rising, there’s now a strong case for a rate cut — possibly as early as May 20 📉. Markets are even pricing in the potential for a 0.50% cut, though a 0.25% move is more likely.All eyes are on the RBA… will they make a move to ease the pressure on households and the housing market?We’ll know soon enough!#RBA #InterestRates #AustralianEconomy #MortgageWatch #JTOnFinance #HomeLoanUpdates 💬📉💼 ... See MoreSee Less

All eyes on RBA for next rate call after critical new figure released

www.skynews.com.au

All eyes will be on the Reserve Bank of Australia for its May cash rate call as mortgage holders desperate for more relief eagerly await the decision after critical new data influencing the announceme...

View on Facebook

JT Home Loans

6 days ago

Heads up for business owners & investors!From July 1, 2025, the ATO is removing tax deductions for certain interest charges:🚫 No more deductions for:• 🕒 General Interest Charge (GIC)• 📉 Shortfall Interest Charge (SIC)💸 This means if you’re late paying tax or have a shortfall, you’ll wear the full cost—no tax break.✅ What can you do?• Refinance ATO debt via lenders (still deductible if business-related!)• Speak with your accountant or finance broker (like me!) to plan smarterLet’s avoid using the ATO as a “bank” and stay ahead of the game.DM me if you want to chat about options!#TaxTips #ATO #BusinessFinance #MortgageBroker #CashflowPlanningSpeak to our friends at Drakkar Group Pty Ltd and Highview Accounting & Financial for more tailored individual advice on your circumstances ... See MoreSee Less

ATO interest charge deductions axed

www.brokernews.com.au

What brokers need to know

View on Facebook

JT Home Loans

1 week ago

Happy Easter from JT Home Loans!Wishing you and your loved ones a joyful and peaceful Easter filled with happiness, fresh beginnings, and maybe even a visit from the Easter Bunny! 🐰🥚🌷A big thank you to all our incredible clients, referral partners, and supporters for being part of our journey — we’re so grateful for your trust every step of the way.Enjoy the long weekend, stay safe, and if you’re dreaming about a new home or refinancing this season, we’re just a message away. 🏡✨ ... See MoreSee Less

Photo

View on Facebook

JT Home Loans

1 week ago

Big news for homebuyers! 🏡 PM Albanese plans to expand the First Home Guarantee Scheme – removing income & price caps, allowing more buyers in with just 5% deposit! 📉💰 Experts say this could push house prices up 15%! 📈Some love it, others worry about the risks… What do you think? 🤔#HousingMarket #FirstHomeBuyers #PropertyNews #AussieRealEstate ... See MoreSee Less

House prices set to jump 15%

www.brokernews.com.au

Albanese's proposed deposit plan leaves some providers worried, but brokers are backing it

View on Facebook

JT Home Loans

2 weeks ago

Big Four banks expect May RBA rate cut ✂️ 🏦 All of the Big Four banks now expect the RBA will cut interest rates in May, with NAB expecting a supersized 0.50 per cent cut.Here's what the banks are forecasting for the rest of the cycle:🟡 CBA - Three cuts in May, August and November to bring end of year cash rate to 3.35 per cent🔴 Westpac - Three cuts in May, August and November to bring cash rate to 3.35 per cent⚫️ NAB - Five cuts May, July, August, November, and February, including double cut in May, to take cash rate to 2.60 per cent🔵 ANZ - Three cuts in May, July and August to bring cash rate to 3.35 per cent ... See MoreSee Less

Three major banks slash interest rates in telling move: 'Not a coincidence'

au.finance.yahoo.com

The RBA is expected to cut the cash rate in May and banks are already moving to lower to term deposit rates.

View on Facebook

JT Home Loans

2 weeks ago

Have you checked in on your utilities and everyday expenses lately?It’s so easy to let things like power ⚡, internet 📶, insurance 🏡, or subscriptions 🎬 tick along in the background—but those sneaky little costs can really add up over time!Lately, I’ve been chatting with people who’ve reviewed their expenses and ended up saving a decent chunk just by switching providers or cancelling stuff they no longer use. Sometimes it’s not even about cutting back—it’s just about getting better value for your money 💰.It’s a small habit that can make a big difference—whether you’re trying to save, invest, or just feel more in control.Have you done a quick review lately? Found any wins or surprises?Drop them below—always good to see how others are approaching it! 👇wattever.com.au/ ... See MoreSee Less

Photo

View on Facebook

JT Home Loans

2 weeks ago

🎉✨ Feeling incredibly proud to announce that I've officially earned the Platinum Level Broker status with CBA! 🙌💎 This is a huge milestone and I couldn’t have done it without the amazing support from my clients, team, and everyone who’s been part of this journey! 🏆I’m so excited for what’s to come and grateful for the opportunity to keep helping people achieve their financial goals. Let’s keep reaching new heights together! 🚀🌟#PlatinumLevel #CBA #BrokerLife #Success #Grateful #Milestone #LevelUp 💼🏅🎊 Cheers to the hard work paying off! Here’s to more success! 🎉 ... See MoreSee Less

Photo

View on Facebook

JT Home Loans

3 weeks ago

What an Honour!I’m incredibly humbled to share that I’ve been nominated for an MFAA Award — one of the top recognitions in our industry! 🏆This wouldn’t be possible without the amazing support of my clients, business partners, friends, and family. Every loan we settle, every milestone we hit — it’s all built on the trust you’ve placed in me and the referrals you continue to send my way. 🙌Thank you for being part of this journey. This nomination is as much yours as it is mine, and I’m so grateful to be able to do what I love every day. ❤️Here’s to continuing to help more legends build wealth and achieve their property goals! 🏡💼 ... See MoreSee Less

Photo

View on Facebook