First Home
Buying your first home is exciting—but it can also be overwhelming. A mortgage broker takes the guesswork out of the process, comparing loans from dozens of lenders to find one that matches your budget, lifestyle, and future goals.
We’ll explain everything in plain language, guide you through government incentives like the First Homeowner Grant, and make sure you understand each step before moving forward. From application to settlement, we handle the paperwork, liaise with the bank, and keep things moving on time. Best of all, our service usually comes at no direct cost to you, as we’re paid by the lender.
Have questions?
Check out our lending event guides answering a few of our frequently asked questions.
Next Home
Whether you’re upgrading, downsizing, or relocating, buying your next home brings a new set of financial considerations. We’ll help you explore loan options that suit your needs, whether you want flexibility, a competitive rate, or features like offset accounts.
Timing can be crucial when selling and buying, so we’ll work with you to manage settlement dates and any bridging finance requirements. By comparing a wide range of lenders, we ensure you get the right structure and terms for your next chapter. From handling paperwork to negotiating with the bank, we make the transition to your new home as smooth as possible.
Have questions?
Check out our lending event guides answering a few of our frequently asked questions.
Refinancing
Refinancing your home loan can help you save on interest, reduce repayments, or access equity for renovations, investments, or personal goals. We review your current loan and compare it with options from a wide panel of lenders to find the most competitive solution for your circumstances.
It’s not just about chasing a lower rate—we also look at features, flexibility, and suitability for your future plans. Our process is straightforward: we assess your needs, recommend options, manage the application, and make sure the switch happens smoothly. You could be saving money or freeing up funds sooner than you think.
Have questions?
Check out our lending event guides answering a few of our frequently asked questions.
Investment Lending
Whether you’re purchasing your first investment property or expanding an existing portfolio, the right loan structure can make a big difference. We help investors access competitive rates, choose between interest-only and principal-and-interest options, and structure lending to maximise tax efficiency and cash flow.
With a strong understanding of lender policies and market trends, we can position your application for success—especially if you plan to make future purchases. From the initial strategy to settlement, we handle the details so you can focus on building your wealth and achieving your long-term investment goals.
Have questions?
Check out our lending event guides answering a few of our frequently asked questions.
Borrowing In Your SMSF
Investing in property through your self-managed super fund (SMSF) involves specific rules, documentation, and lender requirements. We guide you through the process from start to finish, ensuring your loan structure is compliant and aligned with your investment strategy.
Our experience with SMSF lending means we can identify lenders who understand this niche market and offer competitive terms. Whether you’re purchasing residential or commercial property within your super, we’ll help you navigate the complexities, liaise with your accountant or financial adviser, and make the process as seamless as possible. With the right advice, your SMSF property purchase can be a powerful step in building retirement wealth.
Have questions?
Check out our lending event guides answering a few of our frequently asked questions.
Lending For Professionals
Many professionals—such as doctors, lawyers, accountants, and engineers—have access to exclusive lending benefits. These can include lower deposit requirements, waived lenders mortgage insurance, and more flexible policy assessments.
We understand how to present your application to take full advantage of these benefits and match you with lenders who recognise your professional status. Whether you’re buying your first home, upgrading, or investing, we can tailor the loan structure to suit your career stage and financial goals. With expert guidance and access to a broad panel of lenders, we’ll help you secure competitive terms that reflect your unique professional profile.
Have questions?
Check out our lending event guides answering a few of our frequently asked questions.
CONTACT
Joshua Trevitt
Ronda Trevitt
Admin Team
ADDRESS
JT Home Loans
20/107 Wells Road
Chelsea Heights VIC 3197
PO Box 12040
Carrum VIC 3197
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