What Is Acceptable Identification?

We must provide copies of the following documents with applications to any lender, some require more than others but as a standard we must provide following (in the required combination): 

• Drivers Licence – please photograph front and back of the card ensuring they are on a light or white background (a piece of paper) so that dates are clearly visible. 
• Passport – Australian or International that is current or has expired within the last two (2) years. 
• A full birth certificate or citizenship certificate 
• Medicare card, Centrelink Card or Dept. of Veterans Affairs card 
• Change of Name or government issued marriage certificate (if necessary) 

The thing to remember is that your identification documents must be consistent, so your name must appear the same way on all documents provided. We need document/s that show your full legal name, so if your name changes due to marriage, divorce or for any other reason, we must provide a linking document to show why. If your drivers licence shows a middle initial (Victorian licences) we require a document that proves what the full name is like a birth certificate or passport. 

With the exception of a passport, all identification must be current and not expired. We can use a passport as long as the expiration date is under 2 years. 

The name/s on your identification must be identical to the name/s on your loan application. 

Most lenders accept identification in the same or a similar combination, but if you are not sure please contact us to discuss.