WE BRING LENDERS AND BORROWERS TOGETHER.
At JT Home Loans we work to understand your individual needs and use our expertise to find the best possible lender to fulfill those needs. You won’t experience any high-pressure sales tactics, just the best advice and recommendations for your unique situation.
We provide quality advice and lending services, a complete end to end transaction from intial contact to your moving in date, settlement, or sign-off.
We specialise in providing top quality outcomes for the Self Employed and for clients with Self Managed Super Funds (SMSF Lending).
We have partnered with MyConnect to get you the best deals on electricity, gas, internet and other related services in your area, everything organised and connected on the day you move in.
Contact us for further information or visit MyConnect to read more about them.
Save time and energy by trusting a professional with industry experience and knowledge to get you the best deal from the best lender for you
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A Seamless Home Loan & Conveyancing Experience! 🏡✨![]()
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At JT Home Loans, we believe that buying a home should be exciting, not stressful. That’s why we’ve partnered with the amazing team at Sea Change Conveyancing and Legal Pty Ltd 🤝 to ensure a smooth journey from loan approval to settlement.![]()
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Their expertise in property transfers 📜, combined with our tailored lending solutions 💰, means you get the best of both worlds—expert advice, clear communication, and a hassle-free experience.![]()
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Thinking about buying, selling, or refinancing? Let’s make the process seamless together! 🚀🏠![]()
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Reach out to seachange for your next property purchase.![]()
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#JTHomeLoans #SeachangeConveyancing #HomeBuyingMadeEasy #Teamwork
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We pride ourselves with service offering free Vendors Section 32 Statements* and we are also a flat
Need a building and pest inspection?🕵🏼🕵🏼🏡🏡![]()
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Give our friends at Buy Wise Inspections a call and check out their page.![]()
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Buy Wise Inspections
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Buy Wise Inspections provide Building, Pest and Pool Inspections in Bayside, Mornington Peninsula and the rest of Melbourne. With 3 simple steps we provide peace of mind and assist you with your purch...
From Formal Approval to Settlement: What Happens Next?![]()
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Getting formal approval on your home loan is a huge milestone—but what happens next? Here’s a breakdown of the key steps leading to settlement:![]()
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✅ Loan Documents Issued & Signed – Once your loan is formally approved, the lender will send out loan contracts. Carefully review, sign, and return them along with any required supporting documents.![]()
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✅ Conveyancer/ Solicitor Coordination – Your conveyancer or solicitor plays a crucial role in ensuring everything is ready for settlement. They:![]()
• Liaise with the lender, seller’s legal team, and government bodies.![]()
• Conduct final property checks and ensure all legal requirements are met.![]()
• Calculate final settlement figures, including adjustments for rates, taxes, and utilities.![]()
• Issue a settlement statement (typically within a week of settlement) outlining the exact funds required to complete the transaction.![]()
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We recommend Sea Change Conveyancing![]()
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✅ Loan Funding & Final Checks – Your lender conducts final verifications and confirms the settlement date with your conveyancer. If any additional funds are required (such as stamp duty or deposit top-ups), your conveyancer will provide details on how and when to transfer these.![]()
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✅ Settlement Day! – On the agreed date, your lender transfers the funds to the seller, and ownership of the property is officially transferred to you. Your conveyancer will confirm once settlement is complete, and you’ll be able to collect your keys!![]()
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🎉 Move In & Celebrate! Whether it’s your first home, an investment, or an upgrade, settlement day marks the exciting moment you take ownership.![]()
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If you have questions about the process or need guidance on your home loan, reach out—I’m happy to help!
Buying soon - don’t wait.![]()
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Stats recently have shown the first rate cut is already leading to price growth in the market! Longer you wait the higher the prices will be.![]()
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www.realestate.com.au/news/property-prices-jump-as-interest-rate-cut-reignites-growth/
🏡 First Home Guarantee – Helping You Get Into Your First Home Sooner! 🏡![]()
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Dreaming of owning your first home but struggling with the deposit? The First Home Guarantee (FHLDS) is designed to help eligible buyers purchase with as little as 5% deposit—without paying Lenders Mortgage Insurance (LMI)!![]()
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✨ Key Benefits:![]()
✅ Buy your first home sooner with a smaller deposit![]()
✅ Save thousands by avoiding LMI![]()
✅ Available for both new and existing homes![]()
✅ Backed by the Australian Government![]()
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With limited spots available, now is the time to check if you’re eligible and take the next step toward homeownership!![]()
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📩 Send me a message to find out how this could work for you. Let’s make 2025 the year you move into your first home!![]()
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#FirstHomeGuarantee #FHLDS #HomeOwnership #NoLMI #5PercentDeposit
🎉 Huge congratulations to Lara & Mark on purchasing their first home at such a young age! 🏡✨![]()
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It’s always inspiring to see young buyers take this big step, and these two have done it with confidence and determination. From our first conversation, I knew they were setting themselves up for success, and it’s been a privilege to guide them through the journey.![]()
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Even better, Mark mentioned he hopes we’ll work together again in the future—and that’s exactly why I love what I do! 🙌 Helping great people not just with their first home but with their long-term plans is what it’s all about.![]()
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Wishing them all the best as they settle in—exciting times ahead! 🎊🥂 #HomeOwnership #FirstHome #MortgageTips #JTHomeLoans #HomeLoanExperts
🏡 Melbourne Renters Facing Major Hikes in 2025 📈![]()
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Renters across Melbourne could see increases of up to $200 per week to service their lease in the next year, with forecasts predicting weekly rises between $26 and $196 by 2026.![]()
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➡️ House rents in the northeast, including Bylands near Kilmore, are expected to jump 16.1%![]()
➡️ Unit renters in Cardinia may need to find an extra $144 per week![]()
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At the same time, Melbourne’s property price growth is falling behind Brisbane, making the opportunity to invest and build wealth even stronger. With rents rising and housing affordability shifting, now could be the time to make your move!![]()
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📩 Let’s chat about your options!![]()
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www.realestate.com.au
Alarming new research has revealed Melbourne’s rent prices could rise by as much as 18 per cent in some areas in the next 12 months. SEE WHICH SUBURBS.SERVICES
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CONTACT
Joshua Trevitt
Ronda Trevitt
Admin Team
ADDRESS
JT Home Loans
20/107 Wells Road
Chelsea Heights VIC 3197
PO Box 12040
Carrum VIC 3197
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