WE BRING LENDERS AND BORROWERS TOGETHER.
At JT Home Loans we work to understand your individual needs and use our expertise to find the best possible lender to fulfill those needs. You won’t experience any high-pressure sales tactics, just the best advice and recommendations for your unique situation.
We provide quality advice and lending services, a complete end to end transaction from intial contact to your moving in date, settlement, or sign-off.
We specialise in providing top quality outcomes for the Self Employed and for clients with Self Managed Super Funds (SMSF Lending).
We have partnered with MyConnect to get you the best deals on electricity, gas, internet and other related services in your area, everything organised and connected on the day you move in.
Contact us for further information or visit MyConnect to read more about them.
Save time and energy by trusting a professional with industry experience and knowledge to get you the best deal from the best lender for you
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LATEST NEWS AND UPDATES
🏡 Homeownership awaits with OwnHome – Just 2.2% Upfront! 🏡![]()
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Want to be a homeowner but don't have access to The Bank of Mum and Dad to help you cover the deposit?![]()
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Learn how OwnHome puts real estate ownership within reach for up to just 2.2% (+ government fees) upfront.*![]()
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*2.2% is with reference to the purchase price. Other fees and charges apply - refer to the Target Market Determination. Subject to eligibility and assessment. Lending criteria and T&Cs apply.![]()
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apply.ownhome.com/signup?fbclid=IwQ0xDSwKmi35leHRuA2FlbQEwAGFkaWQBqxoUCb0ELwEee6B_x0qaxjlo_BXvD1L...
apply.ownhome.com
🏡 Big congrats to Ryan & Carly on their beautiful new home! 🎉🔑![]()
It’s such an exciting step and I’m stoked to have been part of the journey. From the first chat to settlement day, you two were a dream to work with 🙌![]()
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This is just the beginning, and I’m really looking forward to supporting you both long-term as your plans grow and evolve 💪💼 Whether it’s renovations, investments, or future upgrades — I’ve got your back.![]()
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Enjoy every moment of making this place your own! 🏠💛![]()
#HomeSweetHome #NewBeginnings #TeamWork #LongTermPlans #JTHomeLoans #Grateful
Tax tip time!![]()
With EOFY weeks away, did you know you can claim $37 for a meal on your tax without a receipt?![]()
If you’re paid a meal allowance while working away or doing overtime, the ATO lets you claim it — no receipt needed, just be ready to show you actually spent it!![]()
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Work smart this tax time!![]()
#TaxTips #MealAllowance #ATO![]()
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Disclaimer: Always check your eligibility or chat with your accountant.![]()
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Cheeky $37 meal expense the ATO lets workers claim on tax: 'Without a receipt'
au.finance.yahoo.com
A little-known ATO rule allows some workers to claim for overtime meal expenses.
🏡 Melbourne Property Market Heating Up! 🔥![]()
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Buyers are lining up again across Melbourne as the market shows strong signs of recovery! 💥![]()
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💰 With a median dwelling value of $781,000, Melbourne is now the second most affordable of the big 5 capitals — just behind Perth! 🏙️📉![]()
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🔍 According to NAB’s latest survey:![]()
✅ 44% say VIC is entering a recovery phase![]()
❌ Only 10% still think it’s declining![]()
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📈 Auction clearance rates are surging — hitting 73.8% last weekend, the second-highest for 2025! 🛎️![]()
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If you’ve been sitting on the sidelines waiting for the right moment… this could be it! 💡![]()
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📞 DM me if you’re ready to explore your options 🗺️![]()
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#MelbourneProperty #PropertyUpdate #MarketRecovery #HomeBuyers #RealEstateAustralia![]()
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Buyers line up for Melbourne property
www.macrobusiness.com.au
Melbourne’s housing market has experienced the lowest value growth since the beginning of the pandemic. Between March 2020 and April 2025, Melbourne dwelling values grew by 16.2%, versus 43.3% growt...
youtu.be/KmTWlTaqShM![]()
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📉🏡 Rate Cuts are predicted to befall us again 2-3 times this year according to leading economists! 🏦💰![]()
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📅 Next RBA meeting: July 8, 2025![]()
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Let me know if you want to review your rates or run the numbers 💬🏠![]()
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#interestrates #RBA #homeloans #MortgageTips #ratecut #financenews #jthomeloans
RBA delivers mortgage relief with expectations of more to come | The Business | ABC NEWS
youtu.be
The Reserve Bank has cut Australia's cash rate to a two-year low of 3.85 per cent, providing some further relief to mortgage borrowers. Canstar estimates at...
A Section 27 statement, also known as an Early Release of Deposit Authority, is a provision under Victoria’s Sale of Land Act 1962 that allows a vendor (seller) to request early access to the deposit paid by the purchaser before the property settlement is finalized .![]()
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What is……….. A Section 27 (or Early Release of Deposit) - JT Home Loans
jthomeloans.com.au
What is........... A Section 27 (or early release of deposit)? The Section 27 of the Sale of Land Act 1962 (Victoria) allows a vendor to access the deposit paid by the purchaser before settlement, ...
📉🏡 Rate Cut Relief! 🏦💰![]()
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The RBA has just dropped the official cash rate by 0.25% to 3.85%, and some banks are already passing on the savings! 🙌🔥![]()
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✅ Macquarie Bank leads the charge – cutting rates from May 23![]()
✅ Big Four Banks (CBA, NAB, ANZ, Westpac) are on board too – rollout within 10 days![]()
✅ Virgin Money & BOQ also passing it on after skipping the last cut![]()
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💸 That’s around $92/month saved on a $600k mortgage!![]()
😓 Still, 60% of borrowers say they’re doing it tough – and more cuts could be on the way later this year.![]()
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How far could interest rates fall?![]()
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The Commonwealth Bank expects the cash rate will fall by a further 0.50 percentage points — to 3.35 per cent — by the end of 2025![]()
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ANZ and Westpac also expects it will fall to 3.35 per cent, with the former predicting August and the latter by the end of the year.![]()
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💡 Savers beware: Term deposit rates are dipping again. Time to review your strategy?![]()
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📅 Next RBA meeting: July 8, 2025![]()
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Let me know if you want to review your rates or run the numbers 💬🏠![]()
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#InterestRates #RBA #HomeLoans #MortgageTips #RateCut #FinanceNews #JTHomeLoans
The JT Home Loans Rate and Repayment Calculator Sheet provides indicative monthly repayments based on a 30-year loan term. It’s important to note that these calculations are for general guidance only and do not constitute a formal loan offer or pre-qualification. The figures are illustrative and may not reflect current interest rates or specific loan conditions.![]()
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Rate and Repayment Calculator Sheet - JT Home Loans
jthomeloans.com.au
A simple but clear calculation rate sheet to give an idea of loan repayment based on borrowing and rates currently available.
RBA cuts cash rate below 4 per cent for first time in two years![]()
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www.theadviser.com.au/borrower/47092-rba-cuts-cash-rate-below-4-per-cent-for-first-time-in-two-ye...
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20/107 Wells Road
Chelsea Heights VIC 3197
PO Box 12040
Carrum VIC 3197
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