We needed to purchase a house interstate, being self employed, 2 dependants and a single income household, we knew we would have a hard time. At the start of the process Josh told us “no problem” and it truly was not a problem.

From start to finish Josh provided excellent service, and secured an excellent loan for us. We Highly recommend Josh and his “can do” attitude!


Lukaz Zou

So thankful to JT Home Loans for helping us with securing an investment property, along with re-financing for our current mortgage. Would highly recommend to anyone looking for a down to earth and straight to the point broker who always has your best interests in mind. Thanks so much Josh and Ronda.


Sharn Rae

Being a first home buyer Josh was super supportive and patient with me, answered all the questions I had, eased all the anxieties. He was direct and honest, which is exactly what I prefer.

Couldn’t recommended someone better, highly recommend!


Samantha Yeomans

I came to Josh asking some simple questions about what I’d need to do to be able to get a loan to purchase a second property.

After looking into my existing home loan, he was very quick to point out about all the money I could be saving by banking with someone else, as well setting me up to purchase an investment in the near future.
Josh was able to make this very pain free. Doing all of the work along the way, and explaining everything to a tee!

I would highly recommend using JT home loans


Matthew Dunn

Josh and JT Home Loans were nothing short of amazing from start to finish. From our initial appointment Josh showed a true interest and care in our needs and found us the best deal suited to our requirements.

We will definitely be using Josh again in the future and would highly recommend him.


Jessica Lawson

I am so thankful for the service that I have recieved from Josh and Rhonda at JT Home Loans. Josh is a great communicator, taking the time to discuss my refinance options with me and always keeping me up to date with the application process along the way.

Josh has great knowledge of the lending sector and from my dealing with him, it is obvious that his focus is getting the best outcome for his clients. I would definately recommend JT Home Loans to family and friends.


Kim Robertson



Home Lending





Self Employed



JT Home Loans
20/107 Wells Road
Chelsea Heights VIC 3197


PO Box 12040
Carrum VIC 3197